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Important Information


By operation of federal law, beginning January 1, 2013, funds deposited in a noninterest-bearing transaction account (including an Interest on Lawyer Trust Account) no longer will receive unlimited deposit insurance coverage by the Federal Deposit Insurance Corporation (FDIC). Beginning January 1, 2013, all of a depositor's accounts at an insured depository institution, including all noninterest-bearing transaction accounts, will be insured by the FDIC up to the standard maximum deposit insurance amount ($250,000), for each deposit insurance ownership category.

For more information about FDIC insurance coverage of noninterest-bearing transaction accounts, visit the following link.

FDIC insurance coverage has been permanently increased to $250,000 per depositor.

FDIC Deposit Insurance Coverage

Information on deposit insurance on the FDIC Web site:  Updated brochures on deposit insurance coverage and a new version of the "Electronic Deposit Insurance Estimator" (EDIE), an interactive service that allows consumers to quickly and easily check whether their accounts are fully protected, are now available on the FDIC's Web site www.fdic.gov.

0.35% More Info
1 - Year Certificate of Deposit1
$2500 Minimum to Open
0.25% More Info
Passbook Savings Account2
$250,000 and Above
0.05% More Info
Money Market Account3
$5,000 and Above
4.65% More Info
30 - Yr Fixed Mortgage4
1. APY effective as of 01/02/2013.
* Annual Percentage Yield. APY subject to change without notice. Fees may reduce earnings. Minimum balances apply as follows: Savings account - average daily balance of $250. Money Market - daily balance of $5,000.
** Annual Percentage Rate.
2. Different rates on deposit balances in excess of $500,000 may apply. APY effective as of 01/02/2013.
3. Average collected balance must be $10,000 or more to receive interest for that statement cycle. There will be a $10 service charge if the average collected balance is below $5,000 for that statement cycle. Rate may change after account is opened. APY effective as of 01/02/2013
4. Rate effective as of 4/5/14.

Five Star Rating From
Bauer Financial

Exceptional Performance
Read what independent rating firm Bauer Financial has to say about Park Ridge Community Bank:

Bauer Financial
Park Ridge Community Bank is "Recommended as one of the strongest banks in the United States for 64 consecutive quarters". Awarded September 2013.

Privately Held, Financially Sound & Locally Owned
Park Ridge Community Bank is Interested in New Lending Relationships Today!!

We finance apartment buildings, single family homes and businesses.

Go here for more information.
© Park Ridge Community Bank. All rates and fees subject to change without notice.
626 Talcott Road P.O. Box 829 - Park Ridge IL, 60068 - tel. 847.384.9200 - fax 847.384.9245
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